Access Bank Cardless Withdrawal 2025: How to Withdraw Money from Access Bank ATM Without a Card

Access Bank Cardless Withdrawal 2025: How to Withdraw Money from Access Bank ATM Without a Card: Hello and welcome to TEEZABIZ.COM.NG. Imagine you are at an ATM, ready to withdraw cash, and suddenly, you realize you forgot your debit card at home. Or worse, your ATM card is lost, damaged, or stolen. What do you do?

Access Bank Cardless Withdrawal: How to Withdraw Money from Access Bank ATM Without a Card

Don’t worry! You can still withdraw money from an Access Bank ATM without a card. Thanks to Access Bank’s Cardless Withdrawal service, you can get cash from an ATM without needing your debit card.

In 2025, cardless withdrawal is a fast, safe, and convenient way to withdraw money directly from your Access Bank account using just your phone number and a one-time withdrawal code.

How to Withdraw Money from Access Bank ATM Without a Card

There are three easy ways to withdraw money from an Access Bank ATM without using your debit card:

Using USSD Code (Fastest Method)
Using the Access More App
Using Internet Banking

Let’s go through each method in detail.

How to Withdraw Money from Access Bank ATM Without a Card Using USSD Code

If you don’t have internet access, you can generate a withdrawal code using Access Bank’s USSD code.

Steps to Withdraw Using USSD Code

Dial *901*8*Amount# on your registered phone number.
Follow the on-screen prompts and enter your USSD PIN.
You will receive a one-time withdrawal code via SMS.
Visit the nearest Access Bank ATM.
Select “Cardless Withdrawal” on the ATM screen.
Enter your withdrawal code and the amount you want to withdraw.
Confirm the transaction and collect your cash!

Why Use USSD for Cardless Withdrawal?

Works without internet
Fast and easy
Available 24/7

How to Withdraw Money from Access Bank ATM Without a Card Using the Access More App

If you have a smartphone, you can generate a withdrawal code using the Access More App.

Steps to Withdraw Using the Access More App

Log in to the Access More App using your Username and Password.
Select “Cardless Withdrawal” from the menu.
Enter the amount you want to withdraw.
A one-time withdrawal code will be sent to your phone.
Go to any Access Bank ATM.
Press the “Cardless Withdrawal” button on the ATM screen.
Enter the withdrawal code and amount.
Collect your cash!

Why Use the Access More App?

Safe and secure
No need to remember USSD codes
Allows higher withdrawal limits

How to Withdraw Money from Access Bank ATM Without a Card Using Internet Banking

If you have access to a computer or smartphone, you can use Access Bank’s Internet Banking to withdraw cash without a card.

Steps to Withdraw Using Internet Banking

Visit www.accessbankplc.com and log in.
Click on “Cardless Withdrawal” under transactions.
Enter the amount you want to withdraw.
A one-time withdrawal code will be sent to your phone.
Go to an Access Bank ATM.
Select “Cardless Withdrawal” and enter the code.
Confirm the amount and collect your cash.

Why Use Internet Banking?

Best for large withdrawals
Allows you to send withdrawal codes to others
More detailed transaction history

FAQs on Access Bank Cardless Withdrawal

What is a cardless withdrawal?

A cardless withdrawal allows you to withdraw money from an Access Bank ATM without using your debit card.

What is the USSD code for Access Bank cardless withdrawal?

Dial *901*8*Amount# to generate a withdrawal code.

Can I use the withdrawal code on any ATM?

No, the code only works on Access Bank ATMs.

Is there a withdrawal limit for cardless transactions?

Yes, the daily withdrawal limit is usually between ₦5,000 – ₦50,000, depending on your account type.

Can I send the withdrawal code to someone else?

Yes! You can generate a withdrawal code and send it to a friend or family member to withdraw money on your behalf.

What happens if I enter the wrong withdrawal code?

If you enter the wrong code three times, the transaction will be blocked, and you’ll need to generate a new code.

Can I cancel a cardless withdrawal request?

Yes, you can cancel the transaction before the code is used. Check the Access More App or contact customer support.

What if my withdrawal code doesn’t work?

Ensure you’re entering the correct code. If it still doesn’t work, generate a new one or contact Access Bank customer care.

Is cardless withdrawal safe?

Yes! Since it requires a one-time code and authentication, it is secure and reduces the risk of ATM fraud.

Conclusion on Access Bank Cardless Withdrawal

Access Bank Cardless Withdrawal is a fast, safe, and convenient way to get cash without your debit card. Whether you forgot your ATM card at home, lost it, or simply want an easier way to withdraw money, this feature is the perfect solution.

Best Methods for Cardless Withdrawal:

USSD Code (*901*8*Amount#) – Best for quick withdrawals without internet.
Access More App – Best for smartphone users who want a secure withdrawal process.
Internet Banking – Best for sending withdrawal codes to others.

With these options, you never have to worry about not having your ATM card again. Just follow the steps in this guide, and you’ll be able to withdraw money in minutes!

For more banking tips and financial guides, visit TeezaBiz.com.ng; your trusted source for everything digital banking!

If this post helped you, share it with friends and family so they can learn how to use Access Bank cardless withdrawal too!

Teezab

Meet Tiamiyu AbdulBazeet Olawale, popularly known as Teezab, a blogger who loves writing about tech, education, cryptocurrency, telecoms, and finance. He studied Electrical and Electronics Engineering at the University of Ilorin. With his mix of tech skills and creativity, Tiamiyu aims to share useful info in a fun way that everyone can enjoy.