Does First Bank Issue Visa Cards: Hello, welcome to TEEZABIZ.COM.NG. If you have ever tried to make online payments, shop on international websites, or travel abroad, you may have heard about Visa cards.
Visa is one of the most widely accepted card networks in the world, allowing users to perform transactions both locally and internationally with ease.
Now, if you are a First Bank customer or thinking about opening an account with them, you may be wondering:
“Does First Bank issue Visa cards?”
The simple answer is YES! First Bank issues different types of Visa cards to meet the needs of its customers.
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Whether you need a debit card for daily transactions, a prepaid card for budgeting, or a credit card for flexible spending, First Bank has Visa options available.
But what makes First Bank Visa cards special? Why should you get one? How can you apply for a Visa card at First Bank? This post will answer all these questions in detail.
By the time you finish reading this, you will have a clear understanding of First Bank Visa cards, their features, how to get one, and why they are a great choice for banking convenience. Let’s dive in!
What is a Visa Card?
A Visa card is a payment card branded by Visa Inc., one of the biggest financial services companies in the world. These cards are used for making payments at ATMs, POS machines, online stores, and international transactions.
Visa cards come in different types, including:
- Visa Debit Card – Linked directly to your bank account.
- Visa Credit Card – Allows you to borrow money up to a certain limit.
- Visa Prepaid Card – Loaded with a fixed amount of money for spending.
With a Visa card, you can make purchases, withdraw cash, and pay bills anywhere Visa is accepted – whether in Nigeria or abroad.
Does First Bank Issue Visa Cards?
Yes, First Bank Nigeria issues Visa cards to its customers. They offer different types of Visa cards depending on your banking needs.
Here are the types of Visa cards First Bank provides:
- First Bank Visa Classic Debit Card
- Linked to your savings or current account.
- Used for ATM withdrawals, POS transactions, and online payments.
- Works locally and internationally.
- First Bank Visa Gold Debit Card
- Premium card for high-value customers.
- Higher spending limits than the Classic Debit Card.
- Accepted worldwide.
- First Bank Visa Prepaid Card
- Not linked to a bank account.
- You can load a specific amount of money on it.
- Great for budgeting and online shopping.
- First Bank Visa Credit Card
- Allows you to spend now and pay later.
- Requires a good credit history to qualify.
- Offers flexible repayment options.
These Visa cards allow First Bank customers to perform secure transactions locally and internationally without restrictions.
How to Apply for a First Bank Visa Card
Getting a First Bank Visa Card is easy. Here are the steps to follow:
For a Visa Debit Card
- Visit any First Bank branch with a valid ID (e.g., National ID, International Passport).
- Request a Visa Debit Card at the customer service desk.
- Fill out the card request form.
- Your card will be processed and available for collection within 5 to 7 working days.
Visa Prepaid Card
- Go to a First Bank branch.
- Request a Visa Prepaid Card.
- Provide a valid means of identification.
- Fund the card with your desired amount.
- Collect your card immediately or within a few days.
For a Visa Credit Card
- Visit a First Bank branch and request a credit card application form.
- Provide proof of income (salary slip or bank statement).
- Your creditworthiness will be assessed.
- If approved, your Visa Credit Card will be issued.
Benefits of First Bank Visa Cards
- Widely Accepted – Use it at ATMs, stores, and websites around the world.
- Secure Transactions – Protected with chip & PIN technology.
- Online Shopping – Make payments on websites like Amazon, Netflix, and AliExpress.
- International Usage – Spend money abroad without carrying cash.
- Easy ATM Withdrawals – Get cash from any ATM that supports Visa.
- 24/7 Customer Support – Get help anytime if your card is lost or stolen.
FAQs on Does First Bank Issue Visa Cards
Does First Bank issue Visa Debit Cards?
Yes, First Bank offers Visa Debit Cards linked to your savings or current account.
Can I use a First Bank Visa Card for international transactions?
Yes, First Bank Visa cards can be used for both local and international payments.
How much does it cost to get a First Bank Visa Card?
The fee for a Visa Debit Card is around ₦1,000 – ₦1,500, while Visa Prepaid Cards and Visa Credit Cards may have different charges.
What is the spending limit on a First Bank Visa Card?
Spending limits vary depending on the card type and account type. You can check with First Bank for details.
Can I block my Visa card if I lose it?
Yes, dial *894*911# to block your card immediately.
What is the difference between a Visa Debit Card and a Visa Credit Card?
A Visa Debit Card is linked to your bank account, while a Visa Credit Card allows you to spend on credit and pay later.
Can I withdraw cash with my Visa Card?
Yes, you can withdraw cash from any ATM that accepts Visa cards.
How can I renew my First Bank Visa Card?
Visit a First Bank branch before your card expires and request a renewal.
Conclusion on Does First Bank Issue Visa Cards
So, does First Bank issue Visa Cards? The answer is a BIG YES!
Whether you need a Visa Debit Card, a Visa Prepaid Card, or a Visa Credit Card, First Bank has options that allow you to spend securely, withdraw cash, and make payments both locally and internationally.
Having a First Bank Visa Card gives you flexibility, security, and convenience. You no longer have to carry cash everywhere—just swipe, tap, or enter your details online, and you’re good to go.
At TeezaBiz.com.ng, we always provide useful banking guides to help you make informed financial decisions. If you don’t have a First Bank Visa Card yet, visit the nearest branch today and apply!
If you have any questions or experiences with First Bank Visa Cards, drop a comment below; we’d love to hear from you!
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Meet Tiamiyu AbdulBazeet Olawale, popularly known as Teezab, a blogger who loves writing about tech, education, cryptocurrency, telecoms, and finance. He studied Electrical and Electronics Engineering at the University of Ilorin. With his mix of tech skills and creativity, Tiamiyu aims to share useful info in a fun way that everyone can enjoy.