First Bank Cardless Withdrawal 2025: How to Withdraw Money from First Bank ATM Without a Card: Hello and welcome to TEEZABIZ.COM.NG. Imagine you’re in a situation where you urgently need cash, but you don’t have your ATM card with you. Maybe you left it at home, misplaced it, or worse; your card got lost or stolen.
In the past, this would have been a big problem, but thanks to First Bank’s Cardless Withdrawal feature, you can still withdraw cash from an ATM without needing your debit card.
This service is a game-changer, especially in emergencies when you have no other means to access cash.
Whether your card is unavailable or you simply prefer digital transactions, First Bank provides a seamless way for you to withdraw money using just your mobile phone.
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With the First Bank Cardless Withdrawal service, you can generate a withdrawal code using your phone and cash out from any First Bank ATM without inserting a card.
This service is available to both First Bank account holders and non-account holders who receive a withdrawal code from someone else.
This post will explain everything you need to know about First Bank’s Cardless Withdrawal in 2025, including how it works, step-by-step instructions on how to use it, the benefits, and answers to frequently asked questions.
By the end of this post, you will know exactly how to withdraw money from a First Bank ATM without your card, ensuring that you are never stranded when you need cash. Let’s dive in!
What is First Bank Cardless Withdrawal?
First Bank Cardless Withdrawal is a feature that allows customers to withdraw cash from an ATM without using a physical debit card. Instead, you generate a withdrawal code using First Bank’s USSD code or mobile banking app and use it to access your money at the ATM.
This feature is secure, fast, and convenient, making it a great alternative for those who may not always carry their ATM cards.
How Does First Bank Cardless Withdrawal Work?
The process is simple and can be completed in just a few minutes. Here’s how it works:
- Request for Cardless Withdrawal Code
- You can do this via USSD code or the First Bank Mobile App.
- A unique withdrawal code (Paycode) will be sent to you via SMS.
- Visit a First Bank ATM
- Go to any First Bank ATM that supports cardless withdrawals.
- Enter the Withdrawal Code
- Select the “Cardless Withdrawal” option.
- Input the withdrawal code and other required details.
- Receive Your Cash
- Once your transaction is confirmed, the ATM will dispense your money.
How to Withdraw Money from First Bank ATM Without a Card
Method 1: Using First Bank USSD Code
- Dial *894# on your registered phone number.
- Select Cardless Withdrawal from the menu.
- Enter the amount you want to withdraw.
- Input your 4-digit PIN to authorize the transaction.
- A unique Paycode (Withdrawal Code) will be sent to your phone via SMS.
- Go to any First Bank ATM and select Cardless Withdrawal.
- Enter the Paycode, the withdrawal amount, and your phone number.
- Confirm the transaction, and the ATM will dispense your cash.
Method 2: Using First Bank Mobile App
- Log in to your First Bank Mobile App.
- Navigate to the Cardless Withdrawal section.
- Enter the amount you want to withdraw.
- Confirm the transaction using your PIN or fingerprint.
- A unique Paycode will be sent to your registered phone number.
- Visit any First Bank ATM and select Cardless Withdrawal.
- Enter the Paycode, withdrawal amount, and your phone number.
- The ATM will dispense your cash.
Benefits of First Bank Cardless Withdrawal
- Convenience: No need to carry your ATM card everywhere.
- Security: Even if your ATM card is lost or stolen, you can still withdraw money.
- Emergency Access: If you forget your card at home, you can still get cash.
- Safe Transactions: Reduces the risk of card skimming or fraud.
FAQs About First Bank Cardless Withdrawal
Who can use First Bank Cardless Withdrawal?
Anyone with a First Bank account and access to their USSD service or mobile app can use the cardless withdrawal feature.
Can someone else withdraw money for me using my code?
Yes, you can share your withdrawal code with someone you trust to withdraw money on your behalf.
What should I do if my transaction fails?
If your transaction fails, check your network connection, confirm the code is correct, and ensure you are using a First Bank ATM that supports cardless withdrawals.
Can I use another bank’s ATM for a First Bank cardless withdrawal?
No, you can only use First Bank ATMs for this service.
Can I reverse a failed cardless withdrawal transaction?
Yes, if your account was debited but you did not receive cash, contact First Bank customer support for a refund.
Conclusion
First Bank’s Cardless Withdrawal is a lifesaver for those moments when you don’t have your ATM card with you but need cash urgently. With just your mobile phone, you can generate a secure withdrawal code and withdraw money from a First Bank ATM hassle-free.
The process is simple, fast, and secure, making it a great alternative to traditional ATM transactions. Whether you use the USSD code (*894#) or the First Bank Mobile App, you can access your money anytime, anywhere.
At TeezaBiz.com.ng, we understand the importance of convenience and security in banking. That’s why we recommend this feature to all First Bank customers.
It eliminates the stress of carrying your ATM card everywhere and provides a backup solution in case of loss or theft.
If you haven’t tried First Bank Cardless Withdrawal yet, give it a shot today. It’s another step toward a cashless and stress-free banking experience.
For more insightful guides on banking and financial tips, keep visiting TeezaBiz.com.ng!
Now that you know how to withdraw money from First Bank ATM without a card, have you ever used this service before? Let us know in the comments!
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Meet Tiamiyu AbdulBazeet Olawale, popularly known as Teezab, a blogger who loves writing about tech, education, cryptocurrency, telecoms, and finance. He studied Electrical and Electronics Engineering at the University of Ilorin. With his mix of tech skills and creativity, Tiamiyu aims to share useful info in a fun way that everyone can enjoy.