How to Check First Bank Account Balance in 2025

How to Check First Bank Account Balance in 2025: Hello and welcome to TEEZABIZ.COM.NG. Money comes and goes, and if you are not careful, you might wake up one day and realize you have spent more than you planned.

That’s why it’s important to check your bank account balance regularly. It helps you track your spending, avoid unnecessary charges, and plan better for the future.

If you bank with First Bank of Nigeria, checking your account balance is super easy. You don’t need to visit a bank branch or ATM; you can do it from the comfort of your home using your phone, computer, or mobile banking app.

Why You Should Check Your First Bank Account Balance Regularly

Many people don’t check their bank balance often because they assume they have enough money. But this can lead to unexpected surprises. Here are some reasons why you should always know your balance:

Avoid unnecessary charges: Some banks charge maintenance fees or deductions you may not be aware of.
Track your spending: Helps you stay within budget and avoid overspending.
Detect fraudulent transactions early: If someone withdraws money from your account without your permission, you’ll notice it quickly.
Know when to top up: If your balance is low, you’ll know when to add more funds.
Avoid embarrassment: Imagine trying to pay for something only to realize you don’t have enough money in your account!

Now that you know why checking your balance is important, let’s go straight into the different ways you can do it.

How to Check Your First Bank Account Balance Using USSD Code

This is the fastest and easiest way to check your First Bank balance. You don’t need internet access, and it works on any phone; even small feature phones (popularly called “kpalasa”).

How to Check Your First Bank Balance via USSD:

Dial *894*00# on your registered phone number.
Enter your First Bank USSD PIN (the same one you use for transactions).
Your account balance will be displayed on your screen and sent as an SMS.

Works on all network providers (MTN, Airtel, Glo, 9mobile).
No internet required.
Available 24/7.

Method 2: Using FirstMobile App

If you have a smartphone, the FirstMobile App is an easy way to check your balance and perform other transactions.

How to Check Your Balance Using FirstMobile App:

Download the FirstMobile App (if you don’t have it yet) from Google Play Store or Apple App Store.
Log in using your username and password.
On the dashboard, your account balance will be displayed immediately.
If not, click on “Accounts” to view your balance.

Requires internet access.
You can also transfer money, pay bills, and buy airtime.
More secure because it requires a login.

Methos 3: Via Internet Banking

If you have access to a computer or smartphone, you can check your balance through First Bank’s internet banking platform.

How to Check Your Balance via Internet Banking:

Go to First Bank’s official website and log in to your internet banking account.
Click on “Account Summary” to see your balance.
You can also download your account statement to see recent transactions.

Requires an internet connection.
Allows you to track transactions more deeply.
Great for business owners who need detailed statements.

Via ATM (Automated Teller Machine)

If you are near an ATM, you can also check your balance easily.

How to Check Your Balance via ATM:

Insert your First Bank ATM card into the machine.
Enter your 4-digit PIN.
Select “Balance Inquiry”.
Your balance will be displayed on the screen.

No need for internet access.
Useful if you are already withdrawing cash.
Works on any bank’s ATM.

FAQs About Checking First Bank Account Balance

What is the USSD code to check First Bank account balance?

Dial *894*00# from your registered phone number to check your balance instantly.

Can I check my First Bank balance without an ATM card?

Yes! You can use the USSD code (*894*00#), FirstMobile App, or Internet Banking.

Is there a charge for checking my balance via USSD?

Yes, First Bank may charge ₦10-₦20 per USSD balance check, depending on your network provider.

Can I check my balance without an internet connection?

Yes, using USSD (*894*00#) or ATM does not require an internet connection.

How do I check my balance on FirstMobile App?

Simply log in to the app, and your balance will be displayed on the home screen.

Can I check my First Bank balance from another phone number?

No, you must use the phone number linked to your First Bank account.

How do I register for First Bank’s internet banking?

Visit a First Bank branch or register online at First Bank’s official website.

Can I receive my account balance as an SMS?

Yes, after dialing *894*00#, you will also receive an SMS with your balance.

What should I do if my balance is incorrect?

Contact First Bank customer service immediately or visit a branch.

Conclusion

Checking your First Bank account balance in 2025 is fast, easy, and convenient. With multiple methods available, you can always keep track of your finances without stress.

If you prefer a quick and offline method, use the USSD code (*894*00#). If you want to check your balance alongside other banking services, go for FirstMobile App or Internet Banking. And if you’re near an ATM, you can always check your balance there too.

Remember, keeping an eye on your balance helps you budget better, avoid unnecessary charges, and detect fraudulent transactions early. Make it a habit to check your balance at least once a week.

For more helpful banking guides and tips, visit TeezaBiz.com.ng. Keep your finances in check, and stay financially smart!

Teezab

Meet Tiamiyu AbdulBazeet Olawale, popularly known as Teezab, a blogger who loves writing about tech, education, cryptocurrency, telecoms, and finance. He studied Electrical and Electronics Engineering at the University of Ilorin. With his mix of tech skills and creativity, Tiamiyu aims to share useful info in a fun way that everyone can enjoy.