How to Generate First Bank Token Code in 2025: Hello and welcome to TEEZABIZ.COM.NG. Have you ever tried to make a big transfer from your First Bank account, only to see a message asking for a token code? If you didn’t have one, you were probably stuck, unable to complete your transaction.
In 2025, First Bank token codes remain an important security feature for safe online banking.
Whether you’re using Internet Banking, the First Bank Mobile App, or making high-value transactions, you need a token code to verify and complete your transactions securely.
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- Does First Bank Issue Visa Cards
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- How to Withdraw Money from First Bank ATM Without a Card
- How to Register First Bank Transfer Code Without ATM Card
Now, you might be wondering:
- What is a First Bank token code?
- How do I generate a First Bank token code?
- What are the types of First Bank tokens?
Don’t worry! In this post, I will explain everything you need to know about generating a First Bank token code in 2025. By the end of this article, you will be able to generate a token and use it for secure transactions.
Let’s begin!
What is a First Bank Token Code?
A First Bank token code is a one-time password (OTP) or unique security code used to authenticate financial transactions. It helps protect your money from fraudsters and hackers.
There are two types of First Bank tokens:
Soft Token (Generated via First Bank Mobile App or SMS OTP)
- No need to carry a physical device.
- Token code is generated on your mobile phone or sent as an SMS OTP.
- Best for mobile banking users.
Hard Token (Physical Device)
- A small electronic device that generates random token codes.
- Used for high-value transactions on Internet Banking.
- Requires activation at a First Bank branch.
Both soft and hard tokens provide extra security for your banking transactions.
How to Generate First Bank Token Code in 2025
You can generate a First Bank token code using three different methods:
- Through SMS OTP (One-Time Password)
- Using the First Bank Mobile App (Soft Token)
- With a Physical Hard Token Device
Let’s go through each method step by step.
Method 1: Via SMS OTP
This is the easiest and most common way to generate a token code. If you don’t have a hard token or the mobile app, First Bank will send a One-Time Password (OTP) via SMS to your registered phone number when you make a transaction.
How to Generate First Bank Token Code via SMS OTP
- Initiate a transaction (e.g., transfer money, pay bills) via the First Bank Mobile App or Internet Banking.
- You will see a prompt asking for a token code.
- Wait for an SMS OTP to be sent to your registered phone number.
- Enter the OTP code in the required field and confirm the transaction.
- Your transaction will be successfully completed!
Pro
- Best for: Customers who don’t have a hard token or soft token.
- Limitations: OTP expires after 5 minutes and cannot be used multiple times.
Method 2: Via Mobile App (Soft Token)
If you have the First Bank Mobile App, you can generate a soft token code directly from your phone.
How to Generate a First Bank Token Code on Mobile App
- Log in to the First Bank Mobile App.
- Click on “Token Generation” or “Get OTP”.
- Enter your 5-digit transaction PIN.
- A 6-digit token code will be generated instantly.
- Enter this token code in the required field to complete your transaction.
Pro
- Best for: Customers who use mobile banking frequently.
- Advantages: Works even without network access.
Method 3: Using Hard Token
A hard token is a physical device that generates random 6-digit token codes every 30–60 seconds.
Steps to Generate First Bank Token Code via Hard Token
- Press the button on your hard token device.
- A 6-digit token code will appear on the screen.
- Enter the code in the required field to complete your transaction.
Pro
Best for: High-value transactions via First Bank Internet Banking.
How to Get a Hard Token:
- Visit a First Bank branch.
- Request a hard token device (may require a service fee).
- Link it to your Internet Banking account.
FAQs on How to Generate First Bank Token Code
What is a First Bank token code used for?
It is used to secure online transactions and prevent unauthorized access.
How do I get a First Bank token code without a hard token?
You can use SMS OTP or generate a soft token from the First Bank Mobile App.
How much does a First Bank hard token cost?
It may cost around ₦2,500 – ₦3,500, but charges can change.
Can I use a First Bank token code more than once?
No, each token code is a one-time password (OTP) that expires after use.
What should I do if I don’t receive my OTP via SMS?
Check your network, ensure your phone number is correct, or call First Bank customer care.
Can I generate a token code without internet?
Yes, SMS OTP and hard tokens work without an internet connection.
Can I get a First Bank token code on my new phone?
Yes, but you must re-register your device on the First Bank Mobile App.
What happens if my hard token is lost or damaged?
Visit a First Bank branch to request a replacement token.
How long does a First Bank token code last?
A token code expires after 5 minutes, so use it quickly.
Conclusion on How to Generate First Bank Token Code
A First Bank token code is an important security measure that helps you complete transactions safely and securely. Whether you use SMS OTP, the Mobile App, or a Hard Token, generating a token is quick and easy.
In this post, we covered:
- What a First Bank token code is
- How to generate a token using different methods
- The best option for your banking needs
If you make frequent transactions, I recommend using the First Bank Mobile App for fast and hassle-free token generation. However, if you handle high-value transactions, getting a hard token might be the best option.
If you have any questions, drop a comment below, and we’ll be happy to help!
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Meet Tiamiyu AbdulBazeet Olawale, popularly known as Teezab, a blogger who loves writing about tech, education, cryptocurrency, telecoms, and finance. He studied Electrical and Electronics Engineering at the University of Ilorin. With his mix of tech skills and creativity, Tiamiyu aims to share useful info in a fun way that everyone can enjoy.