How to Generate Token on First Bank Mobile App in 2025

How to Generate Token on First Bank Mobile App in 2025: Hello and welcome to TEEZABIZ.COM.NG. In this digital age, banking has become easier, faster, and more convenient. Gone are the days when you had to visit a bank branch for every transaction. With mobile banking, you can perform almost any banking operation from the comfort of your home.

However, for security reasons, many banks, including First Bank of Nigeria, require you to use a token to authenticate high-risk transactions such as fund transfers, bill payments, and account modifications.

A token is a unique, one-time password (OTP) or code that helps verify your identity before completing certain transactions on your mobile banking app.

First Bank provides different types of tokens, including hardware tokens (physical device) and software tokens (generated within the First Bank mobile app).

If you’re wondering how to generate a token using the First Bank Mobile App in 2025, you’ve come to the right place. This post, brought to you by Teezabiz.com.ng, will walk you through the entire process in a simple, step-by-step manner.

By the end of this article, you will understand:

What a First Bank token is
Why you need a token
How to generate a token using the First Bank mobile app
Answers to frequently asked questions (FAQs)

Let’s dive in!

What is a First Bank Token?

A First Bank token is a secure authentication tool that generates a one-time code for verifying transactions. This extra layer of security ensures that unauthorized persons cannot complete transactions on your account.

There are two main types of First Bank tokens:

Hardware Token: A physical device that generates random codes for authentication.
Software Token (OTP): A virtual token generated directly on the First Bank mobile app.

For ease of use, most people prefer the software token because it eliminates the need to carry a physical device around.

Why Do You Need a Token?

A token is essential for:

Enhanced security: It prevents unauthorized access to your account.
Transaction verification: Ensures that only you can approve transactions from your account.
Preventing fraud: Reduces the risk of financial fraud and cyber threats.
Compliance with banking regulations: First Bank mandates token use for certain high-value transactions.

Now, let’s get into the main reason you are here – how to generate a token on the First Bank Mobile App in 2025.

How to Generate a Token on First Bank Mobile App in 2025

Follow these simple steps to generate your token using the First Bank Mobile App:

Step 1: Download and Install the First Bank Mobile App

If you haven’t already installed the First Bank Mobile App, follow these steps:

Open the Google Play Store (Android) or Apple App Store (iPhone).
Search for First Bank Mobile App.
Click Install and wait for the app to download.
Once installed, launch the app.

Step 2: Log in to Your First Bank Mobile App

Open the app and enter your Username and Password.
If you have enabled biometric login, you can use fingerprint or facial recognition.

3: Navigate to the Token Generation Section

Once logged in, locate the “Token” or “One-Time Password (OTP)” section. This can typically be found under Settings or Security.
Click on Generate Token.

Step 4: Authenticate Your Request

You may be required to enter your mobile banking PIN or password.
In some cases, First Bank may send an SMS OTP to your registered phone number to verify your identity.

Step 5: Get Your Token

Once authenticated, a 6-digit token code will be displayed on your screen.
This token is valid for a short period (usually 30–60 seconds), so use it immediately for your transaction.

6: Use the Token to Complete Transactions

When making a transaction that requires authentication, enter the generated token in the designated field.
Confirm the transaction and wait for successful processing.

That’s it! You have successfully generated a token on the First Bank Mobile App.

Frequently Asked Questions (FAQs)

What is the validity period of a First Bank mobile token?

A First Bank mobile token is typically valid for 30 to 60 seconds before expiring.

Do I need internet access to generate a token?

Yes, you need an internet connection to log in to the First Bank Mobile App and generate a token.

What should I do if my token is not working?

Ensure that your mobile app is updated. If the issue persists, try generating a new token or contact First Bank Customer Support.

Can I generate multiple tokens at once?

No, tokens are generated one at a time and expire shortly after being used.

Is the First Bank mobile token free?

Yes, generating a software token on the First Bank mobile app is completely free.

What happens if I lose my phone?

If you lose your phone, contact First Bank Customer Support immediately to disable mobile banking on that device.

Can I still use my hardware token?

Yes, if you have a hardware token, you can still use it alongside the mobile token.

Conclusion on How to Generate Token on First Bank Mobile App in 2025

With cyber threats on the rise, using a secure token for banking transactions is non-negotiable. First Bank has made it easy to generate a software token directly from its mobile app, ensuring your transactions remain safe and secure.

In this post, we have covered everything you need to know about generating a token on First Bank Mobile App in 2025. You’ve learned:

What a First Bank token is and why you need it
The step-by-step process to generate a token on the mobile app
Answers to common questions regarding First Bank token usage

By following these steps, you can enjoy safe and seamless banking without worrying about fraud or unauthorized transactions.

For more banking guides and tech-related content, visit Teezabiz.com.ng regularly. If you have any questions, feel free to drop them in the comment section!

Stay safe and happy banking!