How to Open an EcoBank Account Without BVN in 2025

How to Open an EcoBank Account Without BVN in 2025: Hello and welcome to TEEZABIZ.COM.NG. Opening a bank account is one of the most important steps towards financial security.

It allows you to save money, receive payments, transfer funds, and access banking services like loans, mobile banking, and bill payments.

However, in Nigeria, one major requirement for opening a bank account is the Bank Verification Number (BVN).

The BVN is a unique identification number introduced by the Central Bank of Nigeria (CBN) to reduce fraud and improve security in the banking sector.

While BVN is essential, some people don’t have it yet or may find it difficult to obtain due to certain reasons. If you are in this situation and still want to open an EcoBank account without a BVN, don’t worry; it is possible!

EcoBank allows individuals to open a special type of account called a Tier 1 or Instant Account, which does not require a BVN.

This account type is designed to help people start banking quickly, even if they haven’t completed their BVN registration.

At TeezaBiz.com.ng, we know how frustrating it can be when you need a bank account but don’t have a BVN. That’s why we’ve created this post to help you open an EcoBank account without BVN in 2025.

In this article, we will cover:

The types of EcoBank accounts that don’t require BVN
Step-by-step process to open an EcoBank account without BVN
Features and limitations of a no-BVN account
How to upgrade your account later
Frequently Asked Questions (FAQs)

Let’s get started!

Types of EcoBank Accounts That Don’t Require BVN

EcoBank offers different types of accounts, but if you don’t have a BVN, you can only open a Tier 1 (Instant) account.

What is an EcoBank Tier 1 (Instant) Account?

This is a basic account designed for people who do not have a BVN or formal identification. It allows you to:

Receive money
Send money
Withdraw cash
Use mobile banking

Limitations of an Account Without BVN

While a Tier 1 (Instant) Account is great for starting, it has some restrictions:

Low deposit and withdrawal limits (Usually ₦50,000 per transaction, ₦300,000 monthly limit)
No international transactions
Cannot access loans or credit facilities

To remove these restrictions, you will need to upgrade the account later by linking your BVN and valid ID.

How to Open an EcoBank Account Without BVN

You can open an EcoBank no-BVN account using three easy methods:

EcoBank Mobile App
USSD Code (*326#)
EcoBank Branch Visit

How to Open an EcoBank Account Without BVN Using the Mobile App

The EcoBank Mobile App allows you to open an account without visiting the bank. Follow these steps:

Steps to Open an Account via Mobile App:

Download the EcoBank Mobile App from the Google Play Store (Android) or Apple App Store (iPhone).
Open the app and select “Open New Account”.
Choose “Instant Account” or “Tier 1 Account”.
Enter your Full Name, Phone Number, and Date of Birth.
Select “No BVN” when asked for BVN.
Enter your Home Address and Email (Optional).
Choose your Preferred Account Type (Savings or Current).
Set up a 4-digit PIN for security.
Submit the form and verify your phone number via OTP.
Your EcoBank account number will be generated instantly!

How to Open an EcoBank Account Without BVN Using USSD Code

If you don’t have a smartphone or internet, you can use USSD banking.

Steps to Open an Account via USSD Code:

Dial *326# on your phone.
Select “Open Account” from the menu.
Choose “Open an Instant Account” (No BVN required).
Enter your Full Name and Date of Birth.
Provide your Home Address (if requested).
Set up a 4-digit transaction PIN.
Confirm your details and submit.
You will receive an SMS with your new EcoBank account number.

How to Open an EcoBank Account Without BVN by Visiting a Branch

If you prefer a physical registration, you can visit any EcoBank branch and request a Tier 1 Account Opening Form.

Steps to Open an Account at a Branch:

Walk into any EcoBank branch.
Request a Tier 1 (Instant) Account Opening Form.
Fill in your Full Name, Phone Number, and Address.
Indicate “No BVN” on the form.
Submit the form to the customer service representative.
You will receive your account number via SMS once it is processed.

Frequently Asked Questions (FAQs)

Can I open an EcoBank account without a BVN?

Yes, you can open a Tier 1 (Instant) Account without a BVN.

What are the limitations of a no-BVN account?

₦50,000 per transaction limit
₦300,000 monthly limit
No international transactions

Can I receive money in an account without BVN?

Yes, you can receive transfers and deposits.

How do I get a BVN to upgrade my account?

Visit any bank branch to register for BVN.

Can I withdraw money from an EcoBank no-BVN account?

Yes, but within the transaction limits.

Can I use the EcoBank Mobile App with a no-BVN account?

Yes, you can register and manage your account via the app.

Can I link my BVN later?

Yes, you can upgrade your account anytime by linking your BVN.

How long does it take to open an EcoBank account without BVN?

Opening an account via USSD or Mobile App takes less than 5 minutes.

Conclusion

Opening an EcoBank account without a BVN in 2025 is fast, easy, and convenient. Whether you choose the Mobile App, USSD, or visit a branch, you can start banking instantly.

However, keep in mind that a no-BVN account has transaction limits. To enjoy higher limits, international transactions, and loans, you should upgrade your account by linking your BVN later.

At TeezaBiz.com.ng, we are committed to making banking easier for everyone. If you found this post helpful, share it with your friends and family so they can also learn how to open an EcoBank account without BVN!