How to Register First Bank Transfer Code Without ATM Card in 2025

How to Register First Bank Transfer Code Without ATM Card in 2025: Hello, welcome to TEEZABIZ.COM.NG. Having access to mobile banking is no longer a luxury, it’s a necessity.

Whether you want to transfer money, buy airtime, pay bills, or check your balance, First Bank’s transfer code (*894#) makes banking fast and easy. But what if you don’t have an ATM card? Can you still register for the First Bank transfer code?

The short answer is YES! You can register for First Bank’s USSD transfer service without an ATM card, and I will show you exactly how to do it.

Many people find themselves in situations where they lost their ATM card, haven’t collected it from the bank, or simply don’t have one.

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• Does First Bank Issue Visa Cards
• How to Generate First Bank Token Code
• How to Download, Register, or Activate First Bank App
• How to Withdraw Money from First Bank ATM Without a Card

If you are in this category, don’t worry, you can still register and enjoy all the benefits of First Bank mobile banking.

By the end of this guide, you will learn:

• How to activate First Bank’s transfer code without an ATM card
• Step-by-step registration process
• How to reset your transfer PIN if you forget it
• Common issues and how to fix them
• Answers to the most frequently asked questions (FAQs) about First Bank USSD banking

So, if you’re ready to activate First Bank’s transfer service without an ATM card, let’s get started! TeezaBiz.com.ng is here to guide you every step of the way.

What is First Bank Transfer Code and Why Do You Need It?

First Bank’s transfer code (*894#) is a mobile banking service that allows you to:

• Send money to First Bank and other bank accounts
• Check your account balance instantly
• Buy airtime for yourself or others
• Pay bills like electricity, TV subscriptions, and more
• Open a new First Bank account
• Get a mini account statement

The best part? You don’t need an internet connection! Whether you are using a smartphone or a small “kpalasa” phone, you can easily access your account with just a few dialled numbers.

But what happens if you don’t have an ATM card? Normally, First Bank asks for an ATM card when registering for USSD banking. However, there’s a way to activate it without a debit card, and that’s what I’m going to show you now.

How to Register First Bank Transfer Code Without ATM Card

If you don’t have an ATM card, you can still activate First Bank’s USSD transfer code in 2025 by following these steps:

Step 1: Dial the Registration Code

• Pick up your phone and dial *894*0# from the phone number linked to your First Bank account.

Step 2: Select Your Account

• If you have multiple First Bank accounts, you will be asked to choose the account you want to register for USSD banking.

3: Choose “Without ATM Card” Option

• The system will prompt you to enter your First Bank debit card details, but since you don’t have an ATM card, look for the option that says:
  “Register without ATM card”
• Select this option and proceed.

Step 4: Enter Your Account Number

• You will be asked to enter your First Bank account number. Type it carefully and confirm.

Step 5: Create a 4-Digit Transfer PIN

• Now, choose a 4-digit PIN that you will use to authorize transfers and other transactions.
• Make sure it is something you can remember but hard for others to guess.

6: Confirm and Complete Registration

• You will receive an SMS confirmation once your First Bank transfer code has been successfully activated.
• You can now start using *894# to perform banking transactions without stress!

How to Transfer Money Using First Bank Transfer Code (*894#)

Now that your First Bank transfer code is activated, here’s how to use it to send money:

1. Dial *894*Amount*Account Number# (e.g., *894*5000*1234567890#).
2. Select the recipient’s bank name.
3. Confirm the account name to avoid sending money to the wrong person.
4. Enter your 4-digit PIN to complete the transaction.
5. You will receive an SMS notification once the transfer is successful.

Pro

• Works on all networks (MTN, Airtel, Glo, and 9mobile).
• No internet required.
• Available 24/7, even at midnight!

FAQs on How to Register First Bank Transfer Code Without ATM Card

Can I activate First Bank’s transfer code without an ATM card?

Yes! Simply dial *894*0# and choose the option to register without an ATM card.

What is the official USSD code for First Bank?

The main First Bank USSD code is *894#, but for transfers, dial *894*Amount*Account Number#.

Can I use the transfer code on another phone?

No, you must use the phone number linked to your First Bank account.

What if I forget my First Bank transfer PIN?

Dial *894*0#, select “Reset PIN,” and follow the prompts to set a new one.

How do I check my account balance with USSD?

Dial *894*00# to see your First Bank account balance instantly.

Can I use the transfer code at midnight?

Yes! First Bank’s USSD banking works 24/7, even on weekends and holidays.

Conclusion on How to Register First Bank Transfer Code Without ATM Card

Registering for First Bank’s USSD banking without an ATM card is fast, simple, and convenient. If you have lost your debit card or haven’t collected it yet, you don’t have to wait; you can still enjoy mobile banking anytime, anywhere.

With First Bank’s *894# service, you can:

• Send money instantly
• Check your account balance
• Buy airtime for yourself or others
• Pay bills without stress
• Enjoy secure banking without an ATM card

So, why stress over banking halls and long queues when you can manage your account from your phone? Follow the steps in this guide and start using First Bank’s transfer code today!

For more banking tips and updates, visit TeezaBiz.com.ng and stay informed on the latest financial trends.

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