How to Transfer Money from Access Bank to Opay Account in 2025

How to Transfer Money from Access Bank to Opay Account in 2025: Hello and welcome to TEEZABIZ.COM.NG. In 2025, digital banking has made it easier than ever to send and receive money without stress.

Whether you need to pay for goods, fund your wallet, or send money to friends and family, transferring from Access Bank to Opay is a simple process.

Opay has become one of the most popular mobile money platforms in Nigeria, offering fast transactions, free transfers, bill payments, and cashback rewards.

Ways to Transfer Money from Access Bank to Opay

There are four main ways to send money from Access Bank to Opay:

Using USSD Code (Fastest method)
Using the Access Bank Mobile App
Using Access Bank Internet Banking
Using an ATM (Card Transfer Method)

Let’s break down each method in detail.

Method 1: Transfer Using USSD Code

This is the fastest and most convenient way to send money if you don’t have internet access.

How to Transfer Money From Access Bank to Opay Using USSD Code

Dial *901*2*Recipient’s Opay Account Number*Amount#
Select Opay (Paycom) as the receiving bank.
Confirm the recipient’s Opay account name.
Enter your 4-digit transaction PIN.
Press Send and wait for a confirmation message.

Example: To send ₦5,000 to an Opay account 1012345678, dial: *901*2*1012345678*5000#

Method 2: Transfer Using Mobile App

If you have internet access, you can use the Access Bank mobile app for a secure and smooth transfer.

How to Transfer Money from Access Bank to Opay Using the Mobile App

Open the Access Bank Mobile App and log in.
Click on Transfer or Send Money.
Select Other Banks as the destination.
Choose Opay (Paycom) from the list of banks.
Enter the Opay account number and amount.
Confirm the recipient’s name and details.
Input your transaction PIN and complete the transfer.
You’ll receive a confirmation message, and the money will reflect in the Opay wallet instantly.

Method 3: Transfer Using Internet Banking

If you prefer using a computer or browser, then Access Bank Internet Banking is the best option.

How to Transfer Money from Access Bank to Opay Using Internet Banking

Visit the Access Bank Internet Banking Portal.
Log in with your User ID and password.
Click on Transfers and select Other Banks.
Choose Opay (Paycom) from the list of banks.
Enter the Opay account number and amount.
Verify the recipient’s name and confirm details.
Enter your transaction PIN or OTP to complete the transfer.
You’ll receive a confirmation message once the transfer is successful.

Method 4: Transfer Using an ATM

If you don’t have access to USSD or mobile banking, you can use an ATM to transfer money to Opay.

How to Send Money from Access Bank to Opay Using an ATM

Insert your Access Bank ATM card into any ATM machine.
Select Transfer from the menu.
Choose Other Banks.
Select Opay (Paycom) as the recipient bank.
Enter the Opay account number and amount.
Confirm the transaction and press OK.
Collect your receipt and wait for a confirmation message.

FAQs on Transferring Money from Access Bank to Opay

What is the USSD code to transfer from Access Bank to Opay?

The USSD code is *901*2*Recipient’s Opay Account Number*Amount#.

How long does it take for the money to reflect in my Opay wallet?

Transfers are instant, but in rare cases, it may take up to 5-10 minutes.

Can I transfer money from Access Bank to Opay without an ATM card?

Yes, you can use USSD (*901#) or the Access Bank mobile app.

What should I do if my transfer fails but money is deducted?

Wait for 10-30 minutes. If it doesn’t reverse, contact Access Bank customer care.

Can I transfer money from Access Bank to Opay at an ATM?

Yes, select Other Banks > Opay (Paycom) and enter the recipient’s details.

What happens if I enter the wrong Opay account number?

The transfer will go to the wrong recipient. Always double-check the name before confirming.

Can I transfer money from Access Bank to Opay at night?

Yes, transfers work 24/7, including weekends and public holidays.

Conclusion

Transferring money from Access Bank to Opay in 2025 is quick, easy, and secure. Whether you use USSD, the mobile app, internet banking, or an ATM, you can send money anytime, anywhere, without stress.

If you want a fast transfer, the USSD code (*901*2#) is the best option. If you prefer a secure method, the Access Bank mobile app is your best bet.

No matter which method you choose, always double-check the recipient’s details before confirming a transfer.

At TeezaBiz.com.ng, we are committed to providing easy-to-understand banking guides to help Nigerians make faster and safer transactions.

Now that you know how to transfer money from Access Bank to Opay, go ahead and try it today! If you found this post helpful, share it with your friends and family so they can also benefit!

Teezab

Meet Tiamiyu AbdulBazeet Olawale, popularly known as Teezab, a blogger who loves writing about tech, education, cryptocurrency, telecoms, and finance. He studied Electrical and Electronics Engineering at the University of Ilorin. With his mix of tech skills and creativity, Tiamiyu aims to share useful info in a fun way that everyone can enjoy.