How to Transfer Money from First Bank to Opay Account in 2025

How to Transfer Money from First Bank to Opay Account in 2025: Hello, welcome to TEEZABIZ.COM.NG. Opay has become one of the most popular mobile wallets in Nigeria, making it easy for people to send and receive money, pay bills, and even shop online.

But if you’re a First Bank customer and need to transfer money to your Opay account, you might be wondering:

What is the best way to send money from First Bank to Opay?
Which method is the fastest?
Are there any transfer charges?

Don’t worry! This post will show you exactly how to transfer money from First Bank to your Opay account in 2025. Whether you prefer using USSD codes, the FirstMobile app, or internet banking, I’ll break it down step by step.

Why Transfer Money from First Bank to Opay?

Before we go into the step-by-step guide, let’s quickly talk about why so many people are moving money from First Bank to Opay.

Convenience: Opay allows you to send and receive money, buy airtime, pay bills, and even shop online from your mobile phone.
Lower Transfer Fees: Opay charges little to no fees for transactions compared to traditional banks.
Faster Transactions: Most First Bank to Opay transfers are instant and take less than a minute.
Cashless Lifestyle: With Opay, you can make payments without carrying cash, reducing the risk of theft.
Access to More Services: Opay offers loan services, savings accounts, and other digital financial products.

Now that you know why transferring money to Opay is a great idea, let’s explore the best ways to do it.

Method 1: Using USSD Code

If you don’t have internet access, using the First Bank USSD code is the fastest way to send money to your Opay account.

How to Transfer Money Using USSD Code

Dial *894*Amount*Account Number# from your registered phone number.
Select Opay (Paycom) as the recipient bank.
Enter the amount you want to send.
Confirm the Opay account name to ensure it is correct.
Enter your First Bank USSD PIN to complete the transfer.
You’ll receive a confirmation message, and the money will be credited to your Opay account instantly.

Pro

Fast and does not require internet access.
Works on all phone types (smartphones and feature phones).
Available 24/7.

💡 Tip: If you’re not sure of your Opay account number, open your Opay app and check under the “Profile” section.

Method 2: Using FirstMobile App

If you have internet access, using the FirstMobile app is one of the easiest ways to send money from First Bank to Opay.

How to Transfer Money Using FirstMobile App

Download and install the FirstMobile app (if you haven’t already) from Google Play Store or Apple App Store.
Log in with your First Bank username and password.
Tap on “Transfers” and select “Other Banks”.
Choose Opay (Paycom) as the recipient bank.
Enter your Opay account number and the amount you want to send.
Confirm the details and enter your FirstMobile transaction PIN.
Once the transfer is successful, you will receive a notification.

Pro

More secure and allows you to track your transactions.
Useful for those who want to transfer large amounts.
Supports multiple transfer options.

Method 3: Using Internet Banking

If you prefer internet banking, you can transfer money to Opay through First Bank’s online platform.

How to Transfer Money Using First Bank Internet Banking

Go to First Bank’s official website and log into your account.
Click on “Transfers”, then select “Other Banks”.
Choose Opay (Paycom) from the list of banks.
Enter your Opay account number and transfer amount.
Confirm the transaction and enter your OTP (One-Time Password) or security PIN.
You will receive a confirmation message, and the money will be credited instantly.

Pro

Best for large transfers and tracking transaction history.
Requires an internet connection.
Safe and highly secure.

FAQs About First Bank to Opay Transfers

What is the USSD code to transfer money from First Bank to Opay?

Dial *894*Amount*Account Number#, select Opay (Paycom), and complete the transaction.

How long does it take for the money to reflect in my Opay account?

Most transfers are instant and take less than a minute.

What are the transfer charges for First Bank to Opay transactions?

First Bank typically charges ₦10 to ₦50 per transfer, depending on the amount.

Can I transfer money to Opay without using the internet?

Yes, you can use the USSD code (*894#) to transfer money without an internet connection.

What should I do if my transfer is not successful?

Check your account balance, network connection, or try again after a few minutes. If the issue persists, contact First Bank customer care.

Is Opay the same as Paycom?

Yes, Opay operates under the name Paycom in Nigeria’s banking system.

Can I transfer money from First Bank to Opay at midnight?

Yes, First Bank transfers work 24/7, including weekends and public holidays.

Conclusion on How to Send Money from First Bank to Opay

Transferring money from First Bank to Opay is fast, easy, and secure. Whether you choose USSD, the FirstMobile app, or internet banking, you can send money in just a few seconds.

Best method for speed? Use USSD (*894#).
Best method for security? Use the FirstMobile app.
Best method for large transfers? Use internet banking.

Now that you know all the steps, you’ll never have to worry about transferring money from First Bank to Opay again! If you ever run into issues, just refer back to this guide.

For more helpful banking guides, visit TeezaBiz.com.ng and stay updated on the latest financial tips!

Teezab

Meet Tiamiyu AbdulBazeet Olawale, popularly known as Teezab, a blogger who loves writing about tech, education, cryptocurrency, telecoms, and finance. He studied Electrical and Electronics Engineering at the University of Ilorin. With his mix of tech skills and creativity, Tiamiyu aims to share useful info in a fun way that everyone can enjoy.